Larry Chew20695

Constructing an All-Weather Mutual Fund Portfolio

2008-03-07T11:31:00.000-08:00

Equity mutual funds perform differently in different time periods as investment styles and sectors come in and go out of favor. While screening tools readily provide performance data and make the task of identifying top mutual funds relatively easy, there is more to constructing an all-weather portfolio than screening for the top funds.

This article describes methods of constructing an all-weather portfolio. Before getting into the nitty-gritty of constructing an all-weather portfolio, it helps to know how equity mutual funds are classified and how their performance is impacted by market conditions.

Classification by Market Capitalization & Style

Equity funds are commonly classified based on market capitalization of the companies in which they invest their assets and investment style.

Market capitalization is divided into three categories: large, medium, and small. Investment style likewise is divided into three categories: value, growth, and blend.

Combining both types of classifications, equity mutual funds typically fall into one of nine boxes on a 3 x 3 matrix. This classification system works well in analyzing diversified funds.

Classification by Sector & Industry Group

Instead of dividing the equity market by market capitalization and investment characteristics such as value or growth, an alternative way is to slice it by sectors. The Global Industry Classification System jointly developed by Standard & Poors and Morgan Stanley Capital International, for example, classifies the equity market into ten sectors, such as financials and information technology. Each sector in turn is divided into several industry groups. This classification system is particularly useful for analyzing sector funds that invest their assets in a given sector like information technology or industry group like computer hardware.

Impact of Business Cycle

The net asset value per share of a fund changes in response to the prices of stocks held in its portfolio. Generally speaking, stock prices are impacted by business conditions. The business cycle has various phases to it: Recovery, Boom, Slowdown, and Recession. Different parts of the stock market as seen from market capitalization, style, or sector perspectives perform differently in different phases of the business cycle.

Impact on Diversified Funds

Growth style funds, in general, fare well during expansion phases such as recovery and boom, and value style funds during contraction phases such as slowdown and recession. Likewise, from a capitalization perspective, small cap funds tend to perform better during expansion and large cap funds during contraction.

Looking at the most recent boom-bust cycle, Spectra Fund, a large cap-growth fund, was among the star performers during the 1997-1999 boom. Spectra gained 141% during the three-year period ending October 31, 1999. However, Spectra fared poorly during the 2000-2002 slowdown and lost 52% during the two-year period ending October 31, 2002.

In complete contrast, Hotchkis & Wiley Small Cap Value Fund, which failed to participate in the 1997-1999 boom, was among the top funds during the 2000-2002 slowdown. Following the 30% loss for the two-year period ending June 30, 2000, Hotchkis gained 88% during the two-year period ending June 30, 2002.

Impact on Sector Funds

Like diversified funds, certain sector funds tend to perform better during some phases of the business cycle. Sector funds that invest in economically sensitive sectors such as technology typically tend to perform better during expansion phases. Sector funds that invest in economically less sensitive sectors like consumer staples typically tend to perform better during contraction phases. As a result, a sector fund that performs best in one time-period may not perform as well in another time-period.

Among the 41 Fidelity sector funds, Fidelity Select Energy Services was the top fund in 2005 with a 54% gain. However in 2003, the same fund gained just 8% to be the worst performer.

Constructing an All-Weather Portfolio

Can one select the top fund by knowing what stage the business cycle is in? Unfortunately, things do not get that easy.

Getting the turning points of the business cycle right is less than a science. Although certain styles and sectors are expected to do better during particular stages of the business cycle, there is no certainty they will do so each time. Additionally, stock prices tend to anticipate and lead the business cycle. The performance of a fund therefore usually varies from one economic cycle to another.

So, rather than chase the top funds, a prudent course is to construct a robust, all-weather portfolio.

A) Constructing with Diversified Funds

One way to construct an all-weather portfolio is to use diversified funds that emphasize different types of market capitalizations and investment styles. To simplify the task, one may construct a portfolio using a large cap-growth fund, a large cap-value fund, a small cap-growth fund, and a small cap-value fund.

In evaluating funds in each category, focus on the long-term track record and see how the funds have fared in different market environments. Complement this by evaluating each fund on non-performance-based metrics such as manager tenure, price volatility or risk, mutual fund fees, and mutual fund fiduciary grade. Choose the best available fund in each category and build your portfolio with managers of a dream team caliber.

Alternatively, if you want to restrict yourself to only one fund to start with, you may consider a total market index fund which spans all capitalizations and styles.

B) Constructing with Sector Funds

Sector funds can also be used to construct an all-weather portfolio. This approach offers the advantage of creating customized diversified portfolios by including sectors and industry groups which are likely to outperform the market indexes and excluding those which are likely to under-perform.

The reward potential can be enhanced by concentrating in a few sectors or industry groups. Diversification across several sectors and industry groups serves to mitigate risk. By optimizing the balance between concentration and diversification, one can achieve superior nominal and risk-adjusted returns.

The AlphaProfit Core model portfolio, http://www.alphaprofit.com/fidelity-select-model-portfolio-description.html exemplifies this approach. Over the 33 month period from September 30, 2003 to June 30, 2006, the AlphaProfit Core model portfolio gained 57% compared to 39% for Dow Jones Wilshire 5000 Total Market Index.

Key Points

1. There are no top mutual funds for all times and climes.
2. A prudent course is to build a robust, all-weather portfolio.
3. Diversified funds as well as sector funds can be used to construct an all-weather portfolio.

Notes: This report is for information purposes only. Nothing herein should be construed as an offer to buy or sell securities or to give individual investment advice. This report does not have regard to the specific investment objectives, financial situation, and particular needs of any specific person who may receive this report. The information contained in this report is obtained from various sources believed to be accurate and is provided without warranties of any kind. AlphaProfit Investments, LLC does not represent that this information, including any third party information, is accurate or complete and it should not be relied upon as such. AlphaProfit Investments, LLC is not responsible for any errors or omissions herein. Opinions expressed herein reflect the opinion of AlphaProfit Investments, LLC and are subject to change without notice. AlphaProfit Investments, LLC disclaims any liability for any direct or incidental loss incurred by applying any of the information in this report. The third-party trademarks or service marks appearing within this report are the property of their respective owners. All other trademarks appearing herein are the property of AlphaProfit Investments, LLC. Owners and employees of AlphaProfit Investments, LLC for their own accounts invest in the Fidelity Funds included in the AlphaProfit Core and Focus model portfolios. AlphaProfit Investments, LLC neither is associated with nor receives any compensation from Fidelity Investments. Past performance is neither an indication of nor a guarantee for future results. No part of this document may be reproduced in any manner without written permission of AlphaProfit Investments, LLC. Copyright © 2006 AlphaProfit Investments, LLC. All rights reserved.

Sam Subramanian, PhD, MBA is Managing Principal of AlphaProfit Investments, LLC. He edits the AlphaProfit Sector Investors' Newsletter. This mutual fund newsletter provides sector insights and research to help investors construct top mutual fund portfolios. The investment newsletter is ranked #1 by Hulbert Financial Digest. To learn more about the investment newsletter, visit http://www.alphaprofit.com .

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Quick and Easy Sour Cream Crescent Rolls

2008-02-26T02:45:00.000-08:00

To find a good book to read or for more free recipes, visit http://ruralroute2.com

If you would like to serve fresh homemade crescent rolls for a special dinner or family get-together, this recipe takes only 2 hours from start to finish.

~ 2 packages of dry yeast (or 4 teaspoons bulk yeast)
~ 1 cup warm water
~ 1 cup buttermilk (or 1 cup milk with 1 tablespoon of lemon juice added)
~ 1/2 cup sour cream (use light sour cream, if you like)
~ 1 stick butter (or margarine) softened (if you want a lighter version of dinner rolls, use a half stick)
~ 1/3 cup sugar
~ 1 teaspoon salt
~ 6-7 cups flour

Dissolve the yeast in the warm water. Add buttermilk, sour cream, butter (or margarine), sugar, salt and 2 cups of flour. Use an electric mixer or a wire wisk and blend for several minutes. Add the remaining flour. Knead for several minutes. Let the dough rest for 20 minutes.

To make the crescent rolls: divide the dough in half. Roll each half into a 12-inch circle (mine usually ends up being more of rectangle than a circle, but it works, so who cares?).

Spread soft butter onto the circle of dough. Cut the circle in half. Cut each half into quarters. Then cut each quarter into three pieces (as if you are cutting a pie).

Roll up each piece of dough, beginning with the wide end. Place on a greased cookie sheet with the "point" underneath. Let rise in a warm place for 45 minutes before baking.

Bake at 350 for 20 to 25 minutes or until golden brown. Allow to cool for 10 minutes and remove from the cookie sheet.

This recipe makes 2 dozen crescent rolls. Total time (including time to bake) is about 2 hours.

© 2007 LeAnn R. Ralph

LeAnn R. Ralph is a newspaper reporter in Wisconsin. She also is the author of books about growing up on a small family dairy farm 40 years ago. The Midwest Book Review calls this series of books Highly recommended reading! You are invited to sign up for the twice-monthly newsletter from Rural Route 2 -- http://ruralroute2.com

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One Simple Step Toward Manifesting Your Heart's Desire

2008-02-24T18:21:00.000-08:00

This single step can catapult you toward the fulfillment of your dreams. It is not an action step. It is neither an affirmation nor a visualization. It is a swap.

In this step, you swap one question that you are asking for another. You may not even be aware that you are asking this question. Whether you are aware of it or not, you can trade it in for a new question. In the process you move yourself forward. You also gain momentum toward your joy.

Trade In This Question:

"Is it possible for me?"

When we want something and it is not manifesting, we tend to ask this question, "Is it possible for me?" We may ask ourselves, we may ask our friends, or we may ask our advisors. We may ask out loud or it may just flutter around us as an unspoken air of uncertainty. We vibrate to the wavelength of "Is it possible?"

This question is like a fork in the road. It simultaneously and equivalently points to "yes" and to "no." It activates both answers and sets up a mixed signal.

This question also reveals a lack of awareness of the way the universe works. Since your attention is molding your soon to be created reality, what is possible for you is always changing according to what you have access to. And so this question, by giving you heightened access to both the yes and no, is not helping you.

Ask This Question Instead:

"How do I get there?"

This question includes the mystical understanding that, through your desire, the reality you seek has already been seeded. And now, since we understand that it is possible, the only question is, "How do I get there?" This question raises no "no" in its vibrational mix and you are well on your way to discovering your new journey.

This simple swap of questions carries with it an enormous shift in vibrational readiness. You might want to keep a notebook handy to jot down new opportunities as they present themselves. They will once you make this simple swap.

Contemplation

To make this swap even more powerful, take it beyond your conscious, rational mind. After all, your doubts go deeper. Why not bring your new awareness to greater fulfillment by soaking your mind in your new question?

Sit upright and focus your attention inward.

Consider your desired feeling. Find the feeling. Then simply ask, "How do I get there?" Do not look for an answer. It will probably come later or tomorrow when you least expect it. It will not come as a logical answer but as a moment of inspired action. For now, just sit in the question. The answer will reveal itself in the living of your life.

Copyright (c) 2006 Rebbie Straubing

Rebbie Straubing

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An Elaboration of the Basics of Free Website Promotions - Part # 4

2008-02-23T01:09:00.000-08:00

An Elaboration of the Basics of Free Website Promotions - Part # 4

Thanks for sticking with me throughout this mini "Free Website Promotions" article series. So far we have covered 8 topics in brief: in Part 1, we reviewed Submitting your websites to Directories, Joining Forums within your niche and Writing a Press Release: in Part 2, we covered Writing Articles and Banner Advertising and in Part 3 we hit on Search Engine Optimization, Classified ads and Creating your own Newsletter.

In Part 4, I will cover Submissions to Search Engines, Trading Links with other sites, Ebay Marketing. And Affiliate Marketing.

Search Engine Submissions - Free Website Promotion # 9

Most people find the information they are looking for on the Internet on what is referred to as a Search Engine. A Search Engine is an information retrieval system designed to help find specific information stored on a computer system, such as the World Wide Web. Webopedia.com defines Search Engine Submissions as "A program that searches documents for specified keywords and returns a list of the documents where the keywords were found". I hope you understand now just why it is so important that you comprehend what it is to do keyword research effectively. I promise that if you ignor keyword selection or just sluff it off, you website will nevr obtain that almighty high page rank unless you are just plain lucky. So, do your research, and then do it again!

One of the misconceptions people have about submitting a website to search engines is that it has to be done in order to rank high in the search engines for a keyword search. Sadly, this is not true at all: the reality is that submitting your website to a search engine has nothing to do with how your site will rank or that it will even be indexed for that matter. Page Ranking revolves around just how well you optimize your website for the search engines. "See Search Engine Optimization in Part 3 of this series for more information"

There are literally only two reasons to submit your website to a search engine. The first would be to introduce an entirely new website to the search engines because the webmaster prefers not to wait for a search engine to spider or discover the site faster. The other reason is to update your website or specific pages in the search engines.

There are two ways to submit your site to search engines: 1. you can submit your home page directly to each search engines submittal page and 2. you can use a sitemap. Oh, and there is a third way, you can hire a Search Engine Submission service to submit your site to all of the major search engines and directories. Personally, it is my belief that hiring it done is a waste of your advertising dollars. Why, well, first you can buy software to do exactly the same thing for a very reasonable price, often times being able to take advantage of a free version. Then submitting your website to thousands of search engines is not productive as you majority of your search results are going to come from the major search engines like Google, Overture, and MSN.

Trade Links With Other Sites - Free Website Promotion # 10

One of the most advantageous means of generating free traffic to your website is to obtain as many back links to your site as you can. A back link is an incoming link to a website or web page. Search engines look at back links as a way to gage the popularity or importance of a website or web page. Back Links are also referred to as incoming links, inbound links, in links, and inward links.

One way to obtain back links for your website is to do a search within your niche and find sites that are similar in focus to your own. Visit the sites and locate a contact email for the webmaster. Then simply send that person an email requesting that they place a link to your website on their site. Many will ask the same thing in return so you may want to go ahead and set up a dedicated page that will house your links out to other websites.

If you do a keyword search about back links you will find that there are a number of neat software programs out there that almost automate this process. I remember one program that searched the web and located specifically websites that had link pages that allowed a free submission. I never picked it up as I was not involved in Internet Marketing at the time.

Ebay Marketing - Free Website Promotion # 11

Although you will say that Ebay isn't free and you would be right, but there are free ways in which you can capitalize on eBay traffic to drive a percentage of that traffic to your website. This can mean some serious extra free traffic if you work at this consistently. For example, when you fill out the eBay sign up form, you will learn that eBay allows you to display an About Me page that is linked from each one of your auctions. Make sure you take advantage of the About Me page and use it to promote yourself and your business. Ebay will allow you to put your website link on this page and you can have people join your email list from there too. Be careful: read the Terms of Service as you do not want to violate eBay's TOS and get banned from using the site.

Another nifty method of driving Ebay traffic to your website can happen when delivering your product, especially if it is a digital product. Simply plug the customer into your buying process. Offer them a back end product that compliments the product they bought from you. It does nto matter whether it is an upsell or not, the important thing is that you are able to make another presentation automatically to your customer. Remember, the best time to sell an prospect is right after they have already made a buy from you: that proves that they are in a buying frame of mind. Strike while the iron is hot!

Affiliate Marketing - Free Website Promotion # 12

I know, so how is Affiliate Marketing free your asking me right now aren't you? Well, passively is my answer. This does require that you have a website. Select the affiliate products you wish to promote and put up squeeze page on your website for each. Optimize each squeeze page to rank high in the search engines so you will drive organic traffic to your site from proper optimization. This is one of those systems that you set up once and then forget it. It works automatically.

Set up as many affiliate pages on your website as you want to. The real key objective here is to take advantage of free organic search engine traffic. Don't expect this to work overnight: it will take some time to get high page ranks on the search engines, but once you accomplish this, you will be amazed at how much additional traffic you will get to your sales pages. And you know what they say: high traffic=buying customers=big$$$$$.

Jimmy Oakley-Author-2007- Jimmy Oakley is an Internet Marketer that markets many of the most sought after Advance Email Marketing and Internet Marketing Courses online: the courses he markets are continuosly updated and never outdated. Learn the right ways of marketing on the Internet at the most acceptable prices you will find! Visit his Grand Slam Special Event now! http://www.theinternetbizwizards.com/ and learn Advanced Email Marketing methods and Internet Marketing techniques found nowhere else.

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I Have Rheumatoid Arthritis And Have Heard About Cimzia... What Is It?

2008-02-23T00:36:00.000-08:00

Biologic therapy has revolutionized our approach to the treatment of rheumatoid arthritis (RA). Less than 10 years ago, the best we could hope for was to modify disease or slow it down and also help with symptoms. Now the goal is to not only control symptoms, it is to get RA into complete remission. Biologics are protein-based medicines that are synthesized in a laboratory. They act like laser beams to target the immune abnormalities that are felt to cause RA.

First generation biologics such as etanercept (Enbrel), infliximab (Remicade), and adalimumab (Humira) are known as TNF-inhibitors and have done wonders for many patients. Second generation biologic such as rituximab (Rituxan) which acts against B cells and abatacept (Orencia) which works on T cells are both welcome additions to the arsenal of weapons available to combat RA.

Cimzia (certolizumab) is an investigational TNF-inhibitor. It differs from the current crop of TNF-inhibitors since it is pegylated. This means that a substance called polyethylene glycol has been attached to the molecule. This pegylation lengthens the half-life of the drug- meaning the drug stays in the system longer. Cimzia also has had a piece of protein removed from the molecule. The piece of protein that has been removed contained a small amount of mouse protein (yes... these drugs are often created using mouse proteins). By removing the piece of mouse protein, it is hoped that Cimzia will cause fewer adverse reactions.

A recent presentation on June 14, 2007 at the annual meeting of the European Congress of Rheumatology (EULAR) described data on Cimzia.

The team studied 2 dose regimens, which patients received subcutaneously as add-on therapy to methotrexate.

In a phase 3, multicenter, double-blind, placebo-controlled, parallel-group study, the investigators recruited 992 patients with RA who received either the study drug or placebo. The investigators wanted to know the rate at which people had a 20% improvement, as defined by the American College of Rheumatology criteria (ACR 20).

The patients, who had previously been treated for at least 6 months with methotrexate, were randomized to treatment with either pegylated certolizumab or placebo. Those on treatment received 3 400-mg doses every 2 weeks, followed by 200 or 400 mg doses of certolizumab pegol every 2 weeks. The patients continued methotrexate as usual. The investigators assessed the efficacy and safety parameters at 2-week intervals.

In an early analysis at 24 weeks, the investigators found that 581 patients completed the study: 259 of the 397 on 200 mg of the drug, 278 of the 394 on 400 mg, and 44 of the 201 on placebo. The ACR20 response rate was 59.2% in the 200 mg group, 61.2% in the 400 mg group, and 13.5% of those who received methotrexate and placebo. The proportion of patients who experienced a significant side effect was 74.0% in the 200 mg group, 76.1% in the 400 mg group, and 57.7% in the placebo group. The majority of adverse events were mild to moderate.

"Pegylated certolizumab adds significant benefit in reducing the signs and symptoms of RA in combination with methotrexate, compared to using methotrexate alone," said lead investigator Edward C. Keystone, MD, professor of medicine at the University in Toronto, and director of the Rebecca MacDonald Centre for Arthritis and Autoimmune Disease, in Ontario.

Bottom line: Pegylated certolizumab works like a TNF blocker and appears to treat the signs and symptoms of RA. Whether its better than the TNF blockers that are currently available is still no known. It is better than placebo.

Nathan Wei MD FACP FACR is a rheumatologist and Director of the Arthritis and Osteoporosis Center of Maryland. He is a Clinical Assistant Professor of Medicine at the University of Maryland School of Medicine. For more info: http://www.arthritis-treatment-and-relief.com/arthritis-treatment.html Arthritis Treatment

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Friends (Season 3) DVD Review

2008-02-22T05:25:00.000-08:00

Along with Seinfeld and Frasier, Friends dominated the must-see TV of the 1990's. Winner of innumerable television awards, the show features the lives of six friends in their late-twenties/early-thirties living in New York City - Monica Geller (Courteney Cox), Phoebe Buffay (Lisa Kudrow), Rachel Green (Jennifer Aniston), Ross Geller (David Schwimmer), Joey Tribbiani (Matt LeBlanc), and Chandler Bing (Matthew Perry). The six friends spend the majority of their time in a coffee house named "Central Perk" or in either Monica's apartment or Joey and Chandler's apartment.

The Friends (Season 3) DVD offers a number of hilarious episodes including the season premiere where Chandler gets back together with Janice (Maggie Wheeler), and Janice forces Joey to bond with her. This episode also features Ross's Princess Leia fantasy which Rachel fulfills. Episode 57 features a life-long Thanksgiving football rivalry between Ross and Monica, and in the following episode, Rachel quits her job at Central Perk. When Rachel's new job puts her in constant contact with another man, Ross's jealousy forces her to call for "a break" in their relationship. Distraught, Ross gets drunk and sleeps with Chloe, the copy shop girl Chandler and Joey have been talking about for months. Eventually the news reaches Rachel, and she puts a permanent end to her romantic relationship with Ross

Below is a list of episodes included on the Friends (Season 3) DVD:

Episode 49 (The One with the Princess Leia Fantasy) Air Date: 09-16-1996
Episode 50 (The One Where No One's Ready) Air Date: 09-26-1996
Episode 51 (The One with the Jam) Air Date: 10-03-1996
Episode 52 (The One with the Metaphorical Tunnel) Air Date: 10-10-1996
Episode 53 (The One with Frank Jr.) Air Date: 10-17-1996
Episode 54 (The One with the Flashback) Air Date: 10-31-1996
Episode 55 (The One with the Race Car Bed) Air Date: 11-07-1996
Episode 56 (The One with the Giant Poking Device) Air Date: 11-14-1996
Episode 57 (The One with the Football) Air Date: 11-21-1996
Episode 58 (The One Where Rachel Quits) Air Date: 12-12-1996
Episode 59 (The One Where Chandler Can't Remember Which Sister) Air Date: 01-09-1997
Episode 60 (The One with All the Jealousy) Air Date: 01-16-1997
Episode 61 (The One Where Monica and Richard Are Just Friends) Air Date: 01-30-1997
Episode 62 (The One with Phoebe's Ex-Partner) Air Date: 02-06-1997
Episode 63 (The One Where Ross and Rachel Take a Break) Air Date: 02-13-1997
Episode 64 (The One the Morning After) Air Date: 02-20-1997
Episode 65 (The One without the Ski Trip) Air Date: 03-06-1997
Episode 66 (The One with the Hypnosis Tape) Air Date: 03-13-1997
Episode 67 (The One with the Tiny T-Shirt) Air Date: 03-27-1997
Episode 68 (The One with the Dollhouse) Air Date: 04-10-1997
Episode 69 (The One with a Chick and a Duck) Air Date: 04-17-1997
Episode 70 (The One with the Screamer) Air Date: 04-24-1997
Episode 71 (The One with Ross's Thing) Air Date: 05-01-1997
Episode 72 (The One with the Ultimate Fighting Champion) Air Date: 05-08-1997
Episode 73 (The One at the Beach) Air Date: 05-15-1997

Britt Gillette is author of The DVD Report, a blog where you can find where you can find more reviews of movies and TV series. Source: http://thedvdreport.blogspot.com/2006/02/friends-season-3-dvd.html.

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3 Key Advantages of Buying iPod Products at a Discount Shopping Mall

2008-02-20T19:54:00.000-08:00

Finding the iPod of your dreams is much easier now thanks to online discount shopping malls. Online malls offer many choices of brands, colors, styles, sizes and features that you may not find at a local retailer. Whether you're buying an iPod Nano with an LCD screen, and iPod video or other related electronics, you can almost always find what you need at an online mall, and often at a great price! Here are three advantages of buying an iPod at a discount shopping mall on the Web.

1. iPod Features and Benefits

When searching through an online discount shopping mall for an iPod, you can take your time and shop from your own home computer. You have time to read all the features and benefits, compare iPod brands carefully and even look at various styles and colors to find exactly what you need. Features of IPods might include an LCD monitor, song memory capabilities, menu selections, compatibility with iPod accessories, and control features for play, rewind, fast-forward, pause, etc.

Benefits can vary from one brand to the next. Some iPods are very small, even pencil-thin, so you can carry them around anywhere. Some iPods have fabulous sound quality. Others may offer lots of memory for storing up to 1,000 songs!

2. Discount Electronics

Another benefit of searching for your iPod at a discount shopping mall is you can hunt for online bargains. You might be surprised at how affordable on-sale electronics can be when you're shopping online. It's like having your own discount electronic store at your fingertips. There are amazing online bargains on items such as iPods, iPod videos, iPods with LCD monitors, iPod Nanos, digital cameras, MP3 players and other great electronic products.

Some discount shopping malls will include items such as headphones, cables, adaptors and helpful software with your iPod. You may have to dig deep to find the online bargains, but they're well worth the effort!

3. Shop for iPod Accessories

You can also shop for additional iPod accessories such as an iPod sleeve or other related products while at a discount shopping mall. If you can buy all your electronics products or accessories at one website, you'll save on shipping charges as well. Most discount shopping malls offer combined shipping rates for multiple orders. While shopping for an iPod, look around for other items you might need before clicking the "Checkout" button.

Keep these advantages in mind as you search for iPods or related electronics products. You can save time and money by taking advantage of a discount shopping mall on the Web!

Chris Robertson is a published author of Majon International. Majon International is one of the worlds MOST popular internet marketing and internet advertising companies on the web. Visit their main business resource web site at: http://www.majon.com Salt Lake City Dentist
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How to Get Rich: Is Real Estate Investing The Number One Way?

2008-02-18T14:16:00.000-08:00

How to get rich: there are few more written upon topics in the history of history than how to get rich. Is Real Estate Investing the Number One Way to leverage yourself and build wealth easily? If youre an entrepreneur who is constantly striving to get to that next level in your life, your business, and your finances, youll likely agree with me when I say that we entrepreneurial personality types have an insatiable appetite for consuming material on how to get rich, and how to leverage yourself to build wealth easily. As a real estate entrepreneur who writes often on investing, Im not going to focus on how to get rich in real estate investing with this article. In fact, Im exploring if there could be something even better for building wealth easily. An even more powerful way to leverage yourself!? Lets see!

Build Wealth Easily?

But despite our best efforts and intentions and goals, that doesnt mean each of us is able to figure out the why, where, who, when, and most frequently the what of how to get rich. Not all of us can drive every vehicle capable of shuttling them to success equally or as quickly as they might another vehicle. Thats why I wrote this article. Real estate investing is my passion. Real estate investing can build and keep wealth like nothing else. But I wont claim its the best vehicle to build wealth easily. In fact, Im not sure it is!

This article will help some of you see the types of actions and scenarios likely to take someone reading about how to get rich and propel them into a future full of success and sharing with others how to get rich just by taking each of these vehicles for a mental test drive.

I believe one of the fundamentals of how to get rich is becoming a master of leverage, learning to leverage yourself by learning and applying systems of duplication and delegation and automation. By using creativity and the creation of value to multiply your results with the systems, efforts and resources of other people and organizations, you can be sure that every minute and every dollar you spend in pursuit of your goals learning how to get rich will come back at you in droves.

In real estate investing, Im familiar with a lot of these methods to leverage yourself, as you can see from visiting the website -- but what about these other plans for how to get rich?

That brings me to the top 13 ways in my opinion to get rich in todays world without having to be someone special, have special knowledge or look like a million bucks as I see them, with an emphasis on how much LEVERAGE you have.

How to Get Rich Top 13 Answers

13. Steal the money

Whatever your religious beliefs, or whether you are consciously aware that there is a God or not, stealing money from others is not a great strategy on how to get rich. Humans are hard-wired with a conscience that in most cases knows right from wrong. Few people can live a full and happy life knowing that their fortune was built on robbery, theft, deception, trickery, or lying. It may appear the easy route but in the end karma always wins.

12. Winning the lottery

We do not value that which we did not work to earn. Sure its nice to fantasize about what we would do with a hundred million dollars, or fifty, or twenty, or ten. Some people say they play the lottery as an investment vehicle. The only more ridiculous statistics than the odds stacked against you winning are the statistics of what happens in the financial futures of the average lottery winner: 4 in 5 are BROKE or in debt within 10 years. How? When you have a paycheck to paycheck mentality (as much of the world does) lottery winnings are just a much bigger paycheck. For most people, as ones income increases so too do the expensesbut faster. Lottery winners who did not have some financial success already are doomed to lose it all.

11. Being born rich

Napoleon Hill once said, in paraphrase, there is nothing more dangerous than unearned riches. What did he mean by that? Its a simple factor of human nature that the more we are given the less we appreciate. Or know the value of. Or how to get it on our own. Theres a reason predators bring meat to their young early on but later set them loose to learn how to feed themselves. The worst possible position to be in, should you lose all your wealth, is that of never having had to learn how to get rich in the first place. The only reason this is better than winning the lottery is because if you are determined to make it happen, youve already been exposed to wealth so youre not mentally limited as to how much you think you can earn. Thats a huge limitation for many people looking to build wealth easily, not having seen wealth.

10. The professional/corporate grind

Being a regular 9 to 5 employee with a guaranteed salary, benefits, 401k and stock options, and job security is not a negative unless you want more than trading your time for dollars, that is! Admittedly, for some people, theres something to be said for the safety of a secure, well-paying job that makes us feel normal. You can get rich just by living below your means and investing the difference even teachers who made no more than $30,000 a year have died leaving multi-million dollar estates. This is great if you are patient, disciplined and can wait 30 years but its not MY idea of how to get rich. Nor is ANY job or career exactly so safe anymore in todays world of downsizing, layoffs, outsourcing, off-shoring, corporate mismanagement, and eroding benefits. Worse, youre not using leverage here no matter how hard you work, you can leverage yourself to a great degree as an employee! Youre a cog in someone elses machine as an employee.

9. Unlimited income direct sales

Sales is one of the highest-paying professions in the world. It can also be the lowest-paying profession in the world. Being a commissioned salesperson with no earnings cap on commissions can bring in a lot of money if youre good. IF youre good and you bust your hump. And if your product is solid. And if the economy is strong. And if your company stays in business. And on and on. Too much is not in your hands! The main issue though is that the skills that will avail you of a successful career in professional sales can be used much more efficiently when you leverage yourself by using other vehicles to channel your talents.

8. Franchise Owner

2 + 2 = 4 no matter whether you can do math or not. Franchises are set up to be businesses run based on a system already proven profitable. Whether they are as turnkey as their promoters claim is debatable, but there is certainly money in the franchise game to be made. Its no wonder economists have labeled the franchise boom of the 20th century as the McDonaldization of business when the average McDonalds restaurant franchise grosses $1.9 Million per year for its franchisee owner. Still, the financial barrier to entry can be as high as a normal business and in many cases even higher.

Leverage Yourself

7. Network Marketing

This one could closer to the top of the list if the opportunities available were worthy to be at the topmost arent. If you find the right opportunity, however, and work it with a vengeance on a consistent basis you can gain leverage yourself substantially by using other peoples time. Unfortunately, most people never find the right company at the right time and make the right choice to take action. Then, when they fail, as 9 in 10 do within a year, they give up never having gotten past the dream of buying into someones plan to teach them how to get richand into the reality. However, for the person in sales who can sell and recruit, network marketing is a better answer in many cases than just conventional selling for the simple fact that youre building your own business and residual income streams that will continue whether you continue to work or not.

6. Information Product Sales

Internet marketers of today are capitalizing in ever-increasing numbers on human nature tendencies direct marketers have known for many, many long years. There are some problems we have as people that there is NO LIMIT to the amount of money we will throw at the problem trying to find the perfect solution. The best markets to sell information products to are: (1) Business Owners Seeking Solutions (2) Better Appearance Seekers (3) Business Opportunity Seekers (3) Diet & Fitness Seekers (4) Dating Advice Seekers and 5) Avid Leisure Hobbyists. The best part about information product sales is the low overhead cost to produce the products you deliver, and the high profit margins you can earn.

5. Business Owner

Business ownership has many more benefits than can be touched on in a short paragraph but suffice it to say that if youre not in business for yourself you should be. There is little more fulfilling than being your own boss, and working to build something that might outlast you. The cash flow, the tax benefits, the respect in the community, the outlet for creativity all of these things make owning a small business (or growing a large one) a large part of the average human dream. As a business owner, you can incorporate many of these other vehicles in your plan for building wealth easily.

4. Celebrity

Clearly, celebrity sells. There are many mega-millionaires on this planet with no other talent than somehow managing to capture the interest of an audience worldwide (or even regionally) longer than their allotted 15 minutes of fame. Publicity equals better than advertising and advertising done skillfully equals revenue. Celebrities are money machines who can make money in most of the rest of these categories but there are three reasons this is not nearer the top of the list. Despite the number of what did they dos? out there , there are many more celebrities who are famous for a reason they worked very hard to become the best (or best promoted) at what they do be it sports, entertainment, speaking, etc. Secondly, there is a very high barrier to entry to this kind of life, one most people just do not have the look, skills, contacts, nerve, or charisma to break into. Lastly, theres a huge cost to celebrity that would take it out of the top choices of a best ways on how to get rich list: your privacy is nonexistent in todays world of celebrity.

3. Intellectual Property

With income streams from licensing to franchising to royalties to patents, copyrights, and trademarks creating intellectual property is a serious method of building wealth easily. Musicians, authors, inventors, creative artists, franchisors, entrepreneurs, and high-level marketers are all making tons of money, residually, for many years from work they completed just once. This is a very high leverage activity! Books, music, ebooks, graphic and multimedia designs, software, copywriting, inventions, franchisable sales systems, the list goes on and on. Is this a vehicle you can put into action tomorrow? Not usually! But as you make your way in the world of wealth do not forget to use intellectual property to leverage yourself!

How to Get Rich: Real Estate Investing the Best?

2. The Real Estate Business

Its widely accepted that 90% of all the worlds millionaires either made or keep their wealth in real estate. Water is wet. The sky is blue. Over time, real estate goes up. These are simple facts. Contrary to the get rich quick infomercials youve seen, though, figuring out how to get rich in real estate investing isnt easy. But it is simple, once you understand the processes involved and actively and consistently pursue the business. Real estate investing is one of the highest forms of leverage we have as entrepreneurs, with savvy investors utilizing not only other peoples money, but also other peoples time and even other peoples credit. The real estate business is full of wealth-building opportunities: foreclosures, rentals, lease options, commercial properties, short sales, tax liens, being an agent or loan officer, investing in notes and mortgagesthe list goes on and on! Of these, investing in notes and mortgages is pretty high on the easy scale, getting the benefits of real estate without some of the management headaches.

I obviously believe in real estate investing, but Im not so sure there isnt an even better, easier, higher leverage vehicle out there for creative entrepreneurs like you and me!

1. Joint Ventures (A.K.A. Strategic Alliances)

Joint Ventures is the best way to build wealth easily. Scratching your head? Well, soon youll see that doing successful joint ventures to make massive cash with minimum efforts and minimum risk is just common sense. Too bad common sense aint common! If you can master putting together joint ventures, you can be assured that if you build wealth and lose it all you can quickly earn it back. When you master joint ventures, everything you need to get started again building wealth easily is now in your thought processes. Its become as simple as common sense. This is because with successful joint ventures you dont need products or services or invesntory. You dont need an office, factory, employees, customers, or anything else traditional businesses need. You just need ideas. Of course, if you have any of these things, it only makes it easier because you bring something even more to the table than your brilliant ideas. The basic formula of how to get rich with joint ventures is answering these questions: Who do I know?, What do they have?, and What do they need? Then you play deal maker. Thats it! Zero risk, high profit potential. The ultimate in way to leverage yourself to build wealth easily.

Joint Venture with Americas #1 Real Estate Network -- no cost, $2,000 commissions. Danny Welsh and HIS Real Estate Network are seeking INFLUENTIAL professionals/entrepreneurs with EXISTING client base for joint venture marketing of high-caliber real estate investment product with $2000 commissions and turnkey marketing support. You do not need a license of any kind but realtors, mortgage officers, CPAs, CFAs, REIA organizers and real estate attorneys will profit well. Your clients will love you! Not a Job. Not an MLM. No cost for you. To find out more and schedule a quick no-obligation talk you can call/write now at phone (813) 425-3349 x. 710, email JV@homeinvestingsolution.com or visit http://www.hisjointventures.com today!Boot Hiking Waterproof

Self-Care, the Luxury You Can Afford

2008-02-16T23:45:00.000-08:00

Self-care is a choice. When you find yourself feeling sorry for yourself because you "have to" hit the gym, because you "can't" have that piece of birthday cake or because you "wish" you could be like your friend who stays out late doing exciting things, remember that you're free to flop on the couch, have TWO pieces of cake or not go to sleep at all.

You're choosing self-care.

Instead of asking "Do I have to do this my whole life?" remind yourself, "I GET to do this my whole life, if I keep making the choice to!"

In his book, "Callings", Gregg Levoy writes, "In the Afghani tongue, the verb to cling is the same as to die."

To me, this drastic statement reminds me of the many years I clung to smoking, long after it stopped fitting into my life or my self-identity. I've been smoke-free for almost six years now, and I'm so grateful for the opportunity to share what I've learned in my journey towards self-care.

My favourite self-care principle is to focus on what you want to add in, versus what you need to take out. In order to release the habits you might be clinging to, you need to shift the idea that you'll have to give up things that you love to take care better care of yourself.

When you begin, instead, to ADD nourishing self-care treatments, rituals and habits to your life, you'll become naturally ready to let go of what's not right for you. Because you've sent yourself the message that you're worth it.

You'll become clear about your priorities and will naturally let go of whatever doesn't fit into the new life that you're building a new life of more energy, resilience and tolerance of stress, increased joy and ease of productivity.

TAKING IT TO YOUR SELF-CARE PLAN

Clutter: Instead of imagining you have to clear the clutter from your entire house or office, instead think about ONE AREA you'd really like to have clear. Think about the purpose that space will fulfill, what you'll do there, what it will look like, what it will feel like and the difference it will make to your life to have that space. Then go about creating (adding in) that space.

Emotions: What's an emotion you'd like to be feeling more every day? What makes you feel that way? Add in activities, people, reading, entertainment options or creative activities that bring about that emotion in you.

Getting off the couch: If you fall into the "couch potato" category (and I certainly did for many years of my life), try to trade the "nothing" you're doing for a "something". In the beginning it could be as simple as adding in a half hour of window-shopping at your local mall. Hey, at least you're up and out!!

New Foods: Browse through recipes in the library or in magazines or newspapers or on the Internet and try a new vegetable or two. Try and eat a different coloured fruit every day for one week. Shift your way of eating and try brand new things instead of just trying to find substitutes for what you're used to eating. Low-fat or sugar-free substitutes never seem to taste as good as the "real thing", they sometimes contain harmful additives, they're expensive and they don't encourage any lasting change or the fundamental shifts that are needed to truly make self-care a priority.

Relationships: Think about the qualities you'd like to be receiving more from the people in your life, and then practice GIVING those qualities at every opportunity.

Instead of thinking about what you might need to give up in order to practice better self-care, think about what you get to add in! And with the many forms of illness and disease that are linked to poor self-care habits, self-care is a luxury you can't afford to ignore!

(c) Linda Dessau, 2006.

Linda Dessau, BFA, MTA, CPCC is a self-care expert, accredited music therapist and certified life coach. Learn more about using singing for stress management, personal growth and spiritual development at http://www.singoutyourstress.com, where you can download the FREE report, "Top 10 Ways to Sing Out Your Stress".Billiards Game Pool

Star Trek (Season 2) DVD Review

2008-02-15T15:43:00.000-08:00

Nominated for four Emmys, including Outstanding Dramatic Series two times in its short three-year stint, Star Trek is a true legend of television history. The brainchild of former L.A. policeman Gene Roddenberry, the show premiered in Fall 1966 only to be cancelled after three seasons due to lackluster ratings. But it may well have been NBC's network executives who were the cause of the low ratings as they allotted a less than desirable time slot for the show. When Star Trek moved into syndication, its reruns captured the science-fiction imagination of an entirely new audience, catapulting the Star Trek franchise to new heights. Its newfound popularity would, in the decades to come, spawn novels, comic books, six full-length feature films, and reams of merchandise as fans clamored for anything Star Trek-related. Beginning in the 1980's, spin-offs of the show began to appear such as Star Trek: The Animated Series, Star Trek: The Next Generation, Star Trek: Deep Space Nine, Star Trek: Voyager, and Star Trek: Enterprise

Star Trek, the original TV series, follows the adventurous exploits of the crew of the U.S.S. Enterprise as they "boldly go where no man has gone before" The spaceship Enterprise is led by Captain James Tiberius Kirk (William Shatner), an Earth-born astronaut who often exhibits the charm, leadership, and creativity necessary for the mission's survival. Kirk is joined by Lt. Commander Spock (Leonard Nimoy), a Vulcan-born retired commander and theoretical scientist. Chief medical officer Dr. Leonard McCoy (DeForest Kelley) rounds out the main cast of Star Trek which includes a plethora of supporting crew with multiple guest appearances and cameo roles. Together, the crew of U.S.S. Enterprise seeks to carry out its mission: "to explore strange new worlds, to seek out new life and new civilizations" It's this pioneering attitude, coupled with imaginative sci-fi worlds, that provides Star Trek with its nostalgic allure - especially these episodes from the original TV series, widely regarded as the most popular of all the TV series

The Star Trek (Season 2) DVD features a number of action-packed episodes including the season premiere "Amok Time" in which Spock begins to exhibit strange and irrational characteristics. Concerned, Kirk orders a full medical examination and learns that Spock is experiencing the instinctual mating patterns of a Vulcan and must return to his home planet immediately in order to avoid death. When they arrive, Spock's chosen mate challenges the pairing, prompting a duel between Spock and the man of her choosing. Kirk is chosen, and he and Spock are forced to fight to the death Other notable episodes from Season 2 include "Metamorphosis" in which the Enterprise encounters a mysterious force known as The Companion which is in love with a human, and "Patterns of Force" in which the crew of the Enterprise visits a planet resembling the society of 20th Century Nazi Germany

Below is a list of episodes included on the Star Trek (Season 2) DVD:

Episode 30 (Amok Time) Air Date: 09-15-1967
Episode 31 (Who Mourns for Adonais?) Air Date: 09-22-1967
Episode 32 (The Changeling) Air Date: 09-29-1967
Episode 33 (Mirror, Mirror) Air Date: 10-06-1967
Episode 34 (The Apple) Air Date: 10-13-1967
Episode 35 (The Doomsday Machine) Air Date: 10-20-1967
Episode 36 (Catspaw) Air Date: 10-27-1967
Episode 37 (I, Mudd) Air Date: 11-03-1967
Episode 38 (Metamorphosis) Air Date: 11-10-1967
Episode 39 (Journey to Babel) Air Date: 11-17-1967
Episode 40 (Friday's Child) Air Date: 12-01-1967
Episode 41 (The Deadly Years) Air Date: 12-08-1967
Episode 42 (Obsession) Air Date: 12-15-1967
Episode 43 (Wolf in the Fold) Air Date: 12-22-1967
Episode 44 (The Trouble with Tribbles) Air Date: 12-29-1967
Episode 45 (The Gamesters of Triskelion) Air Date: 01-05-1968
Episode 46 (A Piece of the Action) Air Date: 01-12-1968
Episode 47 (The Immunity Syndrome) Air Date: 01-19-1968
Episode 48 (A Private Little War) Air Date: 02-02-1968
Episode 49 (Return to Tomorrow) Air Date: 02-09-1968
Episode 50 (Patterns of Force) Air Date: 02-16-1968
Episode 51 (By Any Other Name) Air Date: 02-23-1968
Episode 52 (The Omega Glory) Air Date: 03-01-1968
Episode 53 (The Ultimate Computer) Air Date: 03-08-1968
Episode 54 (Bread and Circuses) Air Date: 03-15-1968
Episode 55 (Assignment: Earth) Air Date: 03-29-1968

Britt Gillette is author of The DVD Report, a blog where you can find where you can find more reviews of movies and TV series. Source: http://thedvdreport.blogspot.com/2006/02/star-trek-season-2-dvd.html.Reflexology Massages

Are we There Yet?

2008-02-13T18:47:00.000-08:00

Summer is here -- that wonderful season when we take our kids on trips to enjoy nature and some relaxed family time together. Of course, whether it is the cottage, a camp site, or a resort, we have to get there first and thats not always easy. Whether driving in the car, waiting for a bus, or waiting at the airport, having something to do with the kids can be a lifesaver! What our family loves to do is to play games. I have assembled here some of our favorite games. The first two are car games, but the rest can work anywhere. Enjoy!

Travel Alphabet: Travel Alphabet is a simple, cooperative car game in which everyone works together to find an object outside that starts with each letter of the alphabet (difficult letters like Q, X, and Z can be omitted). For example, for A, air, airplane, or animals are some possibilities. I like that this game encourages the children to look out of the window and to see the scenery (of course this game doesnt work at night, but by dark, hopefully, the kids are asleep).

Silly License Sentences: This game starts with the first player challenging the next player to come up with a sentence using the words that start with the letters on a license plate -- in order! So if the license plate was AKPA 569, you might come up with, All kangaroos play around. The sentences can be extremely silly but must be grammatically correct.

Hum That Tune: Can you guess the mystery song? The first player hums a section of a song for the other players to guess (it must be a song that the other players have heard). The next player can either be the one who guessed correctly or the next player in order from youngest to oldest.

Alpha and Omega (or First and Last): This is a word chain game where the next player must make a word that starts with the last letter of the previous word. Players alternate calling out unique words (that have not been said in the game so far) that start with the last letter of the previous word. This is usually played with some restriction of subjects (for instance fruits, mammals, birds, etc.). Usually no proper nouns are allowed (names) unless it is specifically tied to the subject as it is in Geography. It is called Geography when cities, towns, countries or provinces are the allowed words.

Crambo: Crambo is a fun game in which a person thinks of a word and the others have to guess which word it is. It utilizes rhyming, expands the vocabulary and pushes one to think of riddles. All players participate all the time. The player who begins the game thinks of a word that belongs to a large rhyming family (a word with many rhymes), like mat, and gives the others a clue by giving a rhyming clue, such as, I am thinking of a word that rhymes with cat. The other players try and guess the word indirectly by giving a short, descriptive riddle as their guess. For instance, if a player wants to guess rat, she might say, Is it a small animal with a long tail? The first player must then guess what rhyming word the challenger is alluding to in their riddle and must answer it, i.e., No, it is not a rat. A player can win by guessing the word or by posing a riddle that the first player cannot figure out (it must be a riddle that gives a good description of the word, as decided by the rest of the players). If all the players give up and cannot guess the word, then the first player wins. The winner gets to start the next game. We also play this game with kids smaller than 7 by having an older player give them a little help.

Ghost: Ghost is one of our favourite word games and we often play it on a long trip (the only danger is that I have sometimes gotten so involved that I missed my exit on the highway!) Players alternate calling out letters that could make up a word and the goal is to try and not be the one who calls out a letter that finishes a word, with a minimum of three letters. If you see no way out, you can fake it and call out a letter even if you have no idea if it could lead to a word. At any time, a player can challenge any other player and then they must say what word they were thinking of that the string of letters could make. If they have a word, then the challenger loses. If they do not have a word, then they lose that round. Each time a player loses, they get one letter in the word, Ghost. When a player gets the word Ghost (loses 5 rounds), then they are out of the game. At that point, the players might finish the game. The order of first-to-last place is decided on by whoever lost the least number of rounds or they can continue playing until all players but one are out. In this game, all words are allowed (not only nouns), except proper nouns (peoples names, place names, etc.). An example with three players: (player 1), L; (player 2), I; (player 3), V. Player 1 realizes that by saying E, she would be out of the game and then thinks of the word LIVING and says, I; player 2 realizes that he is stuck, so he accepts the point and gets a G (first letter of ghost). Variations are:

Advanced ghost: Letters can be added on either side of the word. This makes the game quite a bit more challenging and is a good game for great spellers.

Reverse Ghost: This game reverses the object of Ghost which is to conclude with the shortest word possible. The round in Reverse Ghost does not end with the first word made if a longer word can be achieved. For example, if c, a, t has been called out to spell cat, the game continues with the next player realizing that they can call out a to make the word catalogue.

Preachers Cat: This is another fun game where kids get to practice matching adjectives and names while travelling through the alphabet. Each child says, The preachers cat is a/an __________ cat and his/her name is ____________ with an adjective in the first blank spot and a proper name in the second, both starting with the same letter of the alphabet. The first player starts with A. For example, the player could say, The preachers cat is an awesome cat and her name is Angeline. Play continues all the way through the alphabet, skipping X. Usually we play this just for fun. We have no winners or losers and help out a child who asks for help and is stuck.

Follow the link http://www.imagineandlearn.ca/Free_Games/free_games.html for more great game descriptions.

Aaron Rosenthal is the owner of http://www.imagineandlearn.ca an online store dedicated to educational games. He is also a math and physics teacher and a homeschooling father of four. Liposuction Doctor

How To Measure Bra Size

2008-02-12T15:20:00.000-08:00

Do you know how to measure your bra size?

Do you know what your bra size is? Of course you do, otherwise how do you shop for a new bra, right? But do you know that measuring your bra size every six months is absolutely necessary?

If you dont measure your bra size every six months you risk buying yourself an uncomfortable bra. That happens often when you shop online. Well, you can return the product if it does not fit you, but you can also save yourself a lot of time and troubles just by measuring your bra size every six months.

You want to know how to find you bra size now, but you are not sure how exactly to do it? I am her to help you, it is very easy.

Measuring bra size

Your bra size combines two sizes - your Band size (Band measurement) and your Cup size (Cup measurement).

For example: a bra size of 36B combines the two sizes 36 (Band size) and B (Cup size).

First you should measure your band size - the numeric portion in your bra size (ex: the 36 in 36B). Here is how to:

Measure under your arms, high on your back, around the top of your chest.

If this measurement is an even number (assume 36 inches) that is your band size.

If this measurement is an odd number (assume 35 inches) add 1 inch to find your correct band size of 36 inches.

Second you should measure your cup size the letter portion in your bra size (ex: the ''B'' in ''36B''). Here is how to:

Put on your favorite comfortable and supportive bra and measure loosely around the fullest part of your bust.

Let us assume that you measured 38 inches.

Finally subtract your band size (36 inches) from your cup size (38 inches) that equals to 2 inches. Each inch difference represents one cup size in this example that difference is 2 inches, which equals to cup size B. As you may guessed you need a bra size chart to determine your correct cup size and I will give it below.

Now you know your band size (38 inches) and you found your cup size is B, so you can combine these two sizes into your current correct bra size of 38B.

Bra size chart

Cup size chart - actually I cant insert a table here, so I will give you the table in a list style:

1-inch difference: A cup
2-inch difference: B cup
3-inch difference: C cup
4-inch difference: D cup
5-inch difference: DD cup
6-inch difference: DDD cup
7-inch difference: DDDD cup
8-inch difference: FF cup

Conclusion

To conclude properly I must tell you that bra sizes differ according to the country of the bra manufacturers.

Example:

European E cups equal to American DDD cups, unless otherwise indicated.

French E cups equal to USA DD cups, and French F cups equal to USA DDD cups.

One more thing for all women, who measure their band and cup sizes into centimeters. Keep in mind that 1 inch equals to 2.54 centimeters, so after measuring your band and cup sizes, divide them by 2.54 and you will find your band and cup sizes in their inch equivalents.

Example:

Your band size in centimeters is 92 divided by 2.54 is about 36.22, ignore the fraction and you have your band size of 36 inches. If you ever get an odd number, add 1 to find your correct band size.

Your cup size in centimeters is 97 divided by 2.54 is about 38.19, ignore the fraction and your cup size is 38 inches.

You already know the rest. I know I got into too many mathematical operations, so I am really sorry, but it just could not do without them.

Galia IvanovaDoctor Mesothelioma

Two In One In Microwave Oven

2008-02-11T16:34:00.000-08:00

One of mom's greatest assets in her kitchen is the oven. It takes in different features and usage. The conventional oven was primarily used in baking, heating and drying. Today, the microwave became a vogue to chefs and in the households, makes cooking and heating a lot faster and easier, with highest degree of convenience.

If you look few years back, you can't imagine yourself roaming around the house, especially in the kitchen without the modern-day appliances. It is unthinkable; we went thru the discomforts without those before.

Present conveniences in the homes are favorable to housewives and domestic assistants, be they working moms, or non-working. Kitchen appliances reduce work pressure and tension. Operations either in touch, push button, and mere switching denote big leap in the development and growth in the industrial environment.

Reviewing from a series of most advanced novelty techniques from among different manufacturers in home appliances, you'll never find one owner of a certain brand who had not gone thru great expense, energy, time and effort just to achieve top quality products that would enhance overall acceptance.

The microwave oven with a lot of trials from the beginning came up with one that outstands beyond expectations. The creation of the microwave propped up without intent. Incidental in its start, it had soared its way to global popularity because of a series of iterative regressions, discarding previous trials in production stages; bridging towards the latest usage-input, durability, and design.

Ensuing of Combination Microwave Oven into the Market

Combination microwave post-opted the convection oven. By dauntless efforts to regress the older models that were inferior in design, materials' durability, functions, easy operational know-how, and advanced capabilities, efforts were never futile.

Improved cooking features as heating, broiling, roasting, microwave grills exceed points of considerations. Inventories to search on how several models to devaluate or render obsolete reached no point of drawbacks. The result is a revolutionary front of a new model with the combination of microwave and the convection ovens complimented with everything that draw acceptance on general patronage.

Basic features include (1) cavity, (2) cooking, and (3) Programming features.

One brand name NEFF (United Kingdom), note exhibit sample of combination microwave oven:

1. Cooking Functions - Microware, Hot air, Hot air grill, Full surface/center surface grill, 41 automatic cooking programs.

2. Features - 24-hour lead clock, Clear text display, Drop down door, Push button and Rotary Controls, Stainless Steel interior, Interior light, microwave stirrer, 5-Power level microwave (90-180-360-600-1000), InnoWave Technology for more even cooking, Rapid heat facility, Child safety lock, self-cleaning back liner, and cooling system.

3. Standard Accessories - 1 flat wire shelf, 1 full width enamel tray

4. Available in Black, White & Stainless Steel

There are countless combination microwave but specifications of the above-named type present a general view of all. Somehow, differences will vary according to adaptability in usage of certain place and culture.

This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on Microwave-Ovens & other information, please visit http://microwave-oven.articlekeep.com Baseball Jersey Pants Sizing

Working Women Facing Professional Crisis: New Research Can Help

2008-02-10T02:31:00.000-08:00

What happens to a woman in mid-life when, after dedicating years to building and maintaining a successful, high-level career, she awakens suddenly to the belief that her work is no longer acceptable or positive for her, and that it no longer makes sense for her to continue?

This phenomenon is not only devastating, but very disorienting and paralyzing for many women, says Kathy Caprino, M.A. a Westport, CT personal and professional coach, and therapist who herself underwent such a crisis before reinventing her professional life. In the course of 5 years, she transformed from a successful corporate Vice President to psychotherapist and coach focused on helping professional women face, and move successfully beyond this crisis. From where I sit, this crisis of meaning is occurring with greater and greater frequency and impact, and has reached what appears to be epidemic proportions, Caprino says, citing her work as a coach as well as the early findings of her research study with professional women across the country.

Research on Professional Crisis in Women

Caprinos research study, called Women Amidst and After Professional Crisis: Finding New Meaning in Life and Work, involves in-depth interviews with over 100 women across the country ages 35-55, in a broad array of fields, whove developed a mid- to high-level career that by all standards would be considered successful, yet theyve realized, sometimes with shock, sometimes with relief, that this professional track must end, and it must end soon. Caprinos study has revealed no fewer than 14 different crisis profiles, each with its own set of inner and outer characteristics and contributing factors. Once her research is completed, Caprino plans to develop and present effective and manageable approaches for each crisis that will help women face and overcome these very challenging experiences. In the course of her practice and research, Caprino cites many different aspects of professional crises and typical circumstances that can trigger them. Crises for professional women often involves experiences of deep loss, discrimination, sexual harassment, diminishment in the workplace, toxic environments and bosses, crushing competitive warfare, as well as unreasonable workloads that demand complete sacrifice of personal lives. According to this research, women continue to feel marginalized and pushed aside and away, despite stellar achievements and high ranks in the corporate hierarchy.

Contributing Factors to Crisis

Women today hold a completely different set of expectations, attitudes, priorities, and longings from previous generations. According to Caprino, many factors are colliding uniquely at this special time in womens social and professional development, bringing about a radical shift in what women are endeavoring to achieve. This shift brings with it new belief systems about what is truly important in life, and what women are fully capable of. Our role models as we were growing up, in general, didnt prepare us for how to achieve, maintain, let alone conceive of what we most want now that were mid-life, Caprino explains. Were in a new frontier we know we can have it all, but we dont necessarily want it all as it is now. How many of our mothers faced that crisis?

What Women Want

What do mid-life professional women seem to want most? In Caprinos study, women are sharing their deepest longings, wishes, and needs, including finding new ways to:

Balance, integrate and express their whole selves

Make a significant positive difference in the world and in the lives of others

Be respected, treated and compensated fairly and equally

Ensure their own freedom, protection, and independence

Have the opportunity to make the largest impact possible

To utilize fully their talents, abilities, and strengths

And finally, to contribute both personally and professionally in as full a way as possible that fits their unique goals, needs, values, and priorities, without being judged.

Women Un-United?

One unexpected dimension that has emerged from Caprinos Women Amidst and After Professional Crisis study is the wide and ever-growing gap between the different segments of women, including working moms vs. stay-at-home moms, working women with children vs. without, and so on. Caprino has found a high incidence of indictments, negative judgments, and unforgiving evaluations that each camp hurls at the other. Its clear that women are not helping other women as much as possible, Caprino states. Instead, were seeing that women can feel insecure about their own choices. As such, they can spend a good deal of time and energy putting down other women whove taken different paths rather than turning inward and working out their own needs, desires and wants satisfactorily, and then living positively with those choices.

Overcoming Professional Crisis

How can women overcome these professional crises? Its not an easy feat, Caprino states, and one that requires a good amount of inner and outer work, but it is doable, as her own life has borne out. As one interviewee in her research study an organizational design consultant turned life coach stated, I realized that my purpose in life is to express who I am as fully and creatively as possible, and to do so required a powerful shedding.

This shedding, according to Caprino, is a critical step in the process of effectively managing ones crisis of meaning. The goal of this work is to break down what isnt working, and create a more authentic, fulfilling, and joyful life through conscious choices from an empowered standpoint. These crises in our lives, Caprino says, can be viewed not only concretely, but metaphorically, as solid information about what must be addressed by professional women both individually and universally.

While Caprino continues her research, shes finding similar themes arising with her coaching clients. Once we pull the lid off our denial that life is not working as well as we wish it to (or not at all), and pull ourselves together as women to marshal our efforts, abilities, talents, and resources, theres absolutely no telling how far we can go, she says. The key is to see the crisis as an opportunity to empower ourselves, and as a result, balance and integrate our full selves into our work, our communities, and our world. This, in turn, stimulates the same movement outward, creating a more balanced, humane, integrated, and empowered world.

Kathy Caprino is a personal development coach http://www.kathycaprino.com - located in Connecticut (CT) and offers marriage and family therapy. Distributed by Michael Brito, an online marketing consultant http://www.britopian.com for small business.Engine Internet Marketing Search Seo Specialist

Grooms Are People Too!

2008-02-09T02:40:00.000-08:00

Having photographed many weddings over the past 17 years I've come to the conclusion that the wedding day seems to be all about the bride. Not exactly shocking news you might think, but considering the groom is 50% of the union he's certainly an underrepresented minority.

As a wedding photographer my day starts at the bride's home where all the bridesmaids and flower girls have assembled. There's a madhouse of activity with telephones ringing, flowers and bouquets being delivered and the heavy scent of hairspray lingering in the air. There's absolutely no denying it. I'm at WEDDING HEADQUARTERS! I'm working at a rapid pace, photographing all the details of the wedding preparation. There are classic photographs that must be taken. Some of which include the bride with her bridesmaids, along with photos with her mom and dad and then.....the sleek limousine pulls into the driveway. Finally I'll photograph the bride leaving her parents home for the last time as their unmarried daughter, getting into the limousine and heading off for the ceremony.

I'm already breaking out in a sweat and I haven't even seen the groom yet. He's that poor, forgotten figure who mysteriously appears at the front of the church, awaiting his beautiful bride. Anyone will acknowledge that there's not going to be a wedding without him, but somehow he gets lost in the pre-wedding hysteria. Somehow that trip to the tuxedo rental shop doesn't hold the same mystique for him that the bride experiences while hunting down the perfect dress. Obviously there are going to be exceptions to these observations, but most of the excitement, fun, and yes, the WORK of wedding planning is handled by the bride. Maybe it's just traditional that the bride and her family plan for the wedding, and this may be particularly true when the two families live far from each other.

That being said, it's my job as a wedding photographer to treat everyone equally during the wedding day. I'm always sure to photograph the groom and his family along with any special family request from either side. Some of the most emotional moments from any wedding celebration occur during the mother/son dance. My camera has captured many a teary eye during these dances. (tears of joy of course!) Not long ago I was working on a wedding album with one of my bridal customers. She's a very nice young lady who was extremely low-key about the whole process. She had no unusual demands and never even approached a "bridezilla" moment. There was ONE thing she asked me to do when assembling her album. She told me that she didn't care if the photos were placed in perfect chronology coinciding with the wedding day. She INSISTED that the first page of the album be a photograph of she AND her husband. "The wedding was about both of us", she said. We then proceeded to select the perfect photograph to start the album.

Andy Heller is the owner/operator of Heller Photography, http://www.hellerphoto.com specializing in Boston Wedding Photography and social events throughout Massachusetts since 1987. He can be reached at 508-668-4277 or by email: andy@hellerphoto.com Equipments Fitness Gym Home

Advanced E-mail Marketing Tips

2008-02-07T01:07:00.000-08:00

There are two types of marketing: unsolicited e-mail (cold selling) and opt-in selling. Keep them in mind when you create your messages and build your subscriber list. I highly recommend you not to engage in cold selling. This is considered spam. If enough people report your address as spam, you will be banned from ISPs and search engines. The occasional sale you see from cold selling will not be enough to compensate for your being blacklisted on the internet.

On the other hand, building an opt-in list is a perfectly acceptable and highly successful method that will keep you from being labeled bad business. With an opt-in list, people ask to be added to your subscriber database because they're interested in your topic. Opt-in subscribers should always be given the option to opt out.

But you would be surprised how many people don't bother clicking the unsubscribe link, and eventually make their way to your site to investigate your product further.

When preparing your autoresponder messages, it is imperative to strike a balance between excitement and hype about your product.

You must avoid wording your messages so that they look, feel and smell like spam, even if they have been requested. This means following the rules of creating direct and simple messages. For exemple, no writing in ALL CAPS, or putting seven exclamation points at the end of every paragraph.

Here are also a few other deadly spam sins to avoid:

Just about every e-mail program has built-in spam filters that route unwanted messages to a separate folder, often called a "bulk" folder, whose contents are routinely deleted by either the program or the owner of the account. Following the suggestions above for avoiding spam-type messages will go a long way toward ensuring your autoresponders don't get diverted to an early grave.

Here are more tips on beating spam filters and verification programs:

1. On your "Thank You" pages, remind your subscriber:

- His must check his email for a confirmation message from YOUR NAME (or your email adress) and must click on the activation link in order to receive YOUR OFFER.

- If he is using spam blockers such as SpamBully, SpamArrest, Earthlink, KnowSpam or FilterMy, and did not get your email: it may it has been blocked by his computer's or ISP's spam filters, or trapped in his spam (or bulk) folder.

- If he does not receive your welcome email, indicate him to check his trash or spam folders.

2. 4 steps to follow in sending strangh your messages in the mail box of your subscribers.

- Never begin your subject line with ADV: or include the word "advertisement".

- Never use the word "free" in the subject line-especially in all caps.

- In fact, never use the word FREE (in all caps) anywhere in the message. If possible, avoid using all caps altogether.

- From address: When you set up your web site and associated e- mail accounts, do not name any account sales@yourdomainname.com - this guarantees you an automatic trip to the bulk folder.

- Within the message: Never say "for free?(!)" or use the words "extra income" in the body of your message. Recently, many internet marketers attempting to bypass spam filters have begun breaking up the word "free" anywhere it appears in their sales copy: f-ree or fr.ee are the most commonly used methods.

3. Formatting your autoresponder messages

Every e-mail program is different, allowing different line lengths for their viewing windows. If your e-mail program allows 75 characters per line, it may look fine on your screen-but when you send it to someone whose program allows only 70 characters per line, those last five characters get moved to the next line and break up your message with those pesky > signs.

Another potential problem is the font you choose.

Fonts like Courier New are fixed-width: every character takes up the same amount of space. But fonts like Times New Roman and Arial have varying width according to the character.

Do not write your message in 16-point Impact Red or other "flashy" font styles and sizes.

This does not draw attention to your product. It draws attention to your inexperience. For the most part, keep your entire message in the same font and type size, (10-point size is best in nearly every case) and make sure each line is 60 to 65 characters long. When you reach the limit, use a hard return to start the next line rather than allowing your word processing program to wrap the text.

Use emphasis like color, bold and italics sparingly for effect.

4. Structure your messages and make sure you easily keep reading.

Do not stuff your messages with "cool" graphics, animated smileys, or a dreaded Flash presentation. This slows down load time considerably, and many people won't wait for your incredible pictures to appear on the screen. Tell them exactly how they'll benefit from it, and put substance in your send-outs. People want to know that you know what you're talking about!

5. Do not use chat language in the text of your message.

Even to people who know what LOL, IMHO, or IOW stand for.

this is not professional and does not score you any "friendly" points. And if your subscribers don't know what these abbreviations stand for, they will be quick to dismiss you as inept. In case you don't know yourself: LOL=laughing out loud or laughing on line; IMHO=in my humble opinion or oanother meaning.

6. Do remind people that:

1. they are receiving your message because they requested more information or a friend suggested they would like to receive the information and,

2. they can opt out of further messages using a link you have provided at the end of the message.

Keep your messages out of spam oblivion by adhering to these guidelines, and you will see your sales and response rates climb.

Juste GNIMAVO is an Internet Marketer and Owner of http://affiliate-internet-marketing-tips.com. To find Advanced Internet Marketing Secrets and email marketing software visit => http://affiliate-internet-marketing-tips.com internet-marketing-tips.comCelebrity Com Cruise Cruise Cruise Cruise Line Priceline Ship Xpedition

Mel Gibson's "Apocalypto" Brings the Past Violent Mayan Life into Our Consciousness

2008-02-05T15:26:00.000-08:00

Apocalypto 4 Stars (Excellent)

Mel Gibson's "Apocalypto" shows the raw, violent face of the advanced Mayan civilization in its decline, with its rulers insisting that the key to continued prosperity is to build more temples and offer more human sacrifices to their Gods.

The result is the story of innocent Mayans being viciously attacked and their communal way of life being destroyed to meet an insane desire. Killing your own has never been a good idea historically and is perhaps a lesson we need to take more seriously today.

The focal point of this film is Jaguar Paw (Rudy Youngblood) and his family. He is one of many sons of Flint Sky (Morris Birdyellowhead), the leader of a small, isolated Mayan community in the tropical jungle of Mexico's Yucatan Peninsula just before the arrival of the Spanish in the New World. Flint Sky and his progeny wish only to be left alone to pursue their destiny in a peaceful environment.

Enter Zero Wolf (Raoul Trujillo) and his raiding party looking for victims to sacrifice to the Gods. Jaguar Paw and pregnant wife Seven (Dalia Hernandez) and their son Turtles Run (Carlos Emilio Baez) escape the attack. Jaguar Paw quickly finds a hiding place to keep his family safe, and then he returns to help fight off the attackers.

Many in his village are killed and many more are captured. This story is about how the captured Jaguar Paw can possibly survive the enforced march to an untimely death and then return to save his family. In the end, he must choose to greet the oncoming Spanish as their ships roll into the harbor, or retreat to the jungle and continue to live a hidden life.

I promise you that when you see this film you will be glued to the edge of your seat. Apocalypto will hold your interest like very few films can.

Some historians were falling all over themselves to criticize inaccuracies in the film, I suspect mainly to get some badly needed publicity which they obviously could not do on their own. Gibson is a film producer in Apocalypto, not an historian.

Good grief, if I want exact history, I will read history books. Gibson brings history to life and does what no one else in Hollywood dares or cares to do.

Gibson's film is an excellent presentation of how we would like life not to be, and also a reminder that no matter how smart we think we are we can sow the seeds of our own destruction right here in the greatest nation Earth has ever hosted.

Apocalypto is produced by Mel Gibson, Farhad Safinia and Bruce Davey, and written by Gibson and Safinia. It is worth the price of two tickets to see. I highly recommend it for adults. It is a not-so-subtle reminder of what civilization was and could be again.

The fate of the Mayan civilization remains a mystery even today. We know that around 300 BC the Mayan calendar was invented in the Yucatan and was more exact than older calendars. We know the oldest Mayan temples in Central America were built around AD 200.

We know that the Classic period of Mayan civilization occurred between AD 250 to 900 with the development of hieroglyphic writing and advances in art, architecture and science. We know the Post-Classical period of Mayan civilization began in AD 900 and extended to 1519.

The Mayan civilization was at its apex in the early 8th Century before eventually falling into decline and ultimately suffering abandonment. We do not know why the civilization collapsed but can only speculate that its fall was from within, sowing the seeds of its own destruction.

Apocalypto picked up nominations for Academy Awards in Makeup, Sound Editing and Sound Mixing.

I thought the cinematography was spectacular, the close up shots of Jaguar Paw running for his very life, the look of fear in the faces of those innocents who were violently executed by their attackers, and the jungle with its teeming flora and fauna.

Cinematographer Dean Semler used a Spydercam to shoot from atop the 170-foot waterfall when Jaguar Paw jumps to escape Zero Wolf and his killer squad. Semler filmed Apocalypto digitally, using the high-definition Panavision Genesis camera. Semler is an artist disguised as a cinematographer.

The Central Ohio and Dallas-Fort Worth Film Critics Associations saw what I did in giving Apocalypto their Best Cinematography Awards.

Apocalypto should have garnered more awards, but Mel Gibson's unfortunate drinking habit and run-in with a law enforcement officer did not endear him to the Hollywood community.

Gibson insisted on making the main sets based on actual buildings rather than computer-generated images. Three cheers for Gibson as I believe authenticity counts. I am so sick and tried of seeing stupid kung fu films showing actors jumping 150 feet straight up into the air and then fighting on a twig. I would like to see these wannabe clowns fighting Bruce Lee on his best day.

Was Apocalypto an epic? Absolutely. There was a main cast of 39 along with 700 extras.

Ever wonder what a support cast is to a film? For Apocalypto there were 179 people in the Makeup Department, 67 in the Art Department, 50 in Sound, 36 in Special Effects, 153 in Visual Effects, 33 in Stunts, 80 in Camera and Electrical, 8 in Casting, 22 in Costume and Wardrobe, 18 in Editorial, 62 in Transportation and 100 more additional crew. Total support: 800+. Cost of the film: $40 million. Total box office and rental revenue figures: $72 million and counting.

Many of the speaking roles were by Mayan people who had never acted. The sick child who curses the hunting party as they lead the captives on a forced march to their death was played by a 7-year-old girl who lived in a dirt-floored hut in a village not unlike Jaguar Paw's.

This was a haunting scene as the girl who was affected with the plague and untouchable upbraids the hunting party by saying "You fear me? So you should. All you who are vile. Would you like to know how you will die? The scared time is near. Beware the blackness of the day. Beware the man who brings the jaguar.

"Behold him reborn from mud and earth. For the one he takes you to will cancel the sky, and scratch out the earth. Scratch you out. And end your world. He's with us now. Day will be like night. And the man jaguar will lead you to your end."

Herein we learn how Jaguar Paw avoids being beheaded only to run the gauntlet of spears and arrows in his escape back into the jungle. This is a brutal and graphic film with beheadings like sound bites.

There are too many gems in this film to list here. Suffice to say a village elder uses animals to tell a story about how man will never be satisfied despite using the Earth and everything in it for his own gain. You will cringe when Jaguar Paw's wife and young son face downing as she falls and must deliver her newborn facing certain death. In the end Jaguar Paw uses his wit and wisdom to claim the forest as his own.

Get out and see Apocalypto. This is a film nearly everyone could benefit from seeing before they pass from this Earth. It will remind you of how fragile and perilous our life is.

Copyright © 2007 Ed Bagley

Ed Bagley is the Author of Ed Bagley's Blog which he Publishes with Original Articles on Current and Past Events, including Analysis and Commentary on Lessons in Life, Movies, Sports, Internet Marketing, Jobs and Careers that are intended to Delight, Inform, Educate and Motivate Readers. Visit Ed at . . .Mission Impossible Tv Series
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ViVid Bathroom Vanity Lighting The Most Inexpensive Way Of Improving Your Bathrooms Decor

2008-02-04T16:47:00.000-08:00

Because the bathroom vanity is used the most in the daytime, allowing natural sunlight will help in saving money on your energy bills. If your bathroom design is built with an outside wall then chances are you have a small window and have natural light already. To add more light you can add a bathroom skylight or a high cluster window. Another way is to enlarge the small side window. Direct sunlight is generally bluish white and the benefits are that the light reflects off surfaces that are in the bathroom. A bathroom design which has indirect sunlight will pick up the colors of the bathroom tiles or bathroom vanity. Although sunlight is great the problem may arise that on glossy or textured surfaces you will get glare. You can control the sunlight and the surface glare problem by several means. Using fixed or movable diffuse panels like window blinds or window coverings on special window shutters will help in reducing the scatter of the direct sunlight. On the outside you can use the benefits of sunshades or awnings that will cut sunlight altogether.

Artificial bathroom vanity lighting

There are twice other basic artificial bathroom lighting sources that your bathroom vanity can use. First there are the incandescent lights. They are small, bright, and generate heat as well. An example would be recessed lighting, surface mount and suspended types. The other is the fluorescent bathroom light fixtures which emit very little heat but look more cumbersome because of the ballast that is needed to run them. Generally bathroom lighting which ever style you use should provide relatively uniform with no shadows lighting over the entire bathroom decor.

Bathroom vanity Lighting Tips.

Try avoiding glare with exposed light bulbs especially eye level.

To make a bathroom decor seem larger, use soft even lighting with light color schemes.

Low bathroom ceilings will do best with a flat light color or the use of recessed lighting fixtures.

High ceilings give you the choice of using larger suspended bathroom light fixtures that will enhance the room volume.

Small light sources create a sharp shadow where as the large light sources give more of the diffused shadows.

The color of the bathroom lighting should flow with the bathroom dcor colors and not clash against them.

Bright lights will stimulate the bathroom whereas soft ones will have a calming effect.

Using light warm colors will create a cheerful feel whereas the light cool colors are restless.

Light levels that are low and the use of somber colors will make the bathroom depressing.

Daryl plaza is the owner of http://creativebathroom.com a website that is designed with resources and reviews that will help you with ideas for your bathrooms dcorFranklin Mint Collectibles
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Watermelon Harvesting and Handling: An Insight

2008-02-03T23:24:00.000-08:00

Watermelons are summer crops that need effective handling for quality production. To produce the red, juicy, crispy variety of melons, special care and attention is obligatory. To determine the quality and ripeness of watermelons without tasting is not an easy task as external color or appearance does not actually reveal the quality of the flesh inside. This task of determining the quality of watermelons without tasting requires the aid of a skillful hand.

Watermelons are warm, long season crops and grow best on well-drained sandy loam soils with slight acid. Sandy soils with adequate fertilizers yield very fine quality watermelons. Watermelon is fairly tolerant to soil pH as low as 5.5. Watermelon grows best where soil pH is between 6.0 and 7.0. Application of lime to a low pH soil can yield better results. Before planting the seeds of watermelons, much labor is invested to prepare the soil. In addition to plowing and disking, sub soiling beneath the row promotes deeper rooting in soils having a compacted layer. In case of strong winds, windbreaks of fall-planted wheat or rye or spring-planted hybrid Sudan helps to provide some protection to young plants. The windbreak crop between the rows is cultivated or disked out as the watermelon vines begin to run. A narrow windbreak strip can be left standing between rows for wind protection later in the season, but it should be undercut or killed with chemicals to reduce competition with the watermelon crop.

Depending on variety and season, watermelons reach harvest maturity five to six weeks after pollination. Different varieties of watermelons carry different characteristics, thus indicating different levels of maturity. Experts on the field can easily identify a ripe melon just by glancing at its glossy rind surface. Other indications of ripeness include a change in the color of the ground spot from white to light yellow

Suzanne Macguire is an Internet marketing professional with expertise in content development and technical writing in a variety of industries.Again It Location Play Sports
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Wearing Contact Lens For Therapy

2008-02-03T05:18:00.000-08:00

A contact lens is a kind of therapeutic lens positioned on the eye lens for correcting the vision of the patient. It is a replacement to the age-old spectacles. Contact lenses usually serve the same purpose as the glasses or spectacles do. The major difference is the comfort level between the two. Contact lenses are very light in weight and are almost invisible when dipped in the solution specially made for them. Many of the commercial lenses have a faint blue color so that they are visible when put in solution. Contact lenses also come in various colors, which can change the color of your eye.

According to a study, it has been found that a staggering 130 million people use contact lenses all over the world. Out of this, around, 40 million people who suffer from less vision opt for contact lenses in United States alone. There are many reasons why so many of us have opted for the contact lenses. It gives them more comfort than those glasses, which are always there with you where ever you go! Apart from convenience, contact lenses give a better vision and have a wider field. They are less affected by wet weather, do not steam up and require less care than the glasses.

The material of the contact lenses has changed from time to time and has developed a shape for giving more of comfort to the eye. The first contact lenses were made from glass, which caused eye irritation, and so were not able to be worn for longer periods and were a failure. However, a transition came up when a doctor by the name of Dr. William Fein bloom made lenses out of a plastic material called polymethyl methacrylate or PMMA. This material was far much more easy and comfortable for use. These are the hard types of contact lenses as they are referred to today.

These rigid lenses prevailed for more than 150 years among the consumers but never became as popular as the new soft contact lenses. The recent development in the field of contact lenses or the hydro gel lenses in the year 1960's was a major breakthrough. The polymers from which soft lenses are made have definitely improved in quality. It has been made permeable to oxygen content providing more breathing space to eye muscle and thus more comfort.

One should take care of the contact lenses he is using. Proper washing of the lenses by the medicated solution every night is very important for the long life of the lenses.

Linda Polansky writes about http://www.bestcontactlenscoupons.com/Coupons/Vision%20Direct.html , http://www.bestcontactlenscoupons.com and http://www.OnlinePromotionCodes.com.1898 Barcelona Hotel
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So Long Cold Cruel Winter Expand Your Horizons

2008-02-01T03:56:00.000-08:00

So long cold long winter. Long-stay vacations are exciting and now very affordable.

It used to be that for those who could travel and escape the winter clime that their options were rather limited. Not so now. The new buzzword for those of a certain age is the long stay vacation. The genre is wide and covers a multitude of possible styles and destinations. The common denominator however is the desire to escape the depths of winter. Who can blame them?

For years the destinations for winter snowbirds were the standards Arizona, Palm Springs and Texas and Nevada. However the rapidly rising dollar of the early 1990s made other destinations possible. The weak Australian currency, coupled with a low season for accommodation that started in late January encouraged some travelers to the warmth of the Australian Gold Coast for their winter.

In the Australian Gold Coast apartments are still a bargain, and range from $ 400 to $ 800, and coupled with an airfare of about $ 2000. Thus the math is simple and works out well, Go for it.

And now the world is yours. In a word why limit yourself. The world is your oyster so to speak. From South Africa to South America and more recently the Mediterranean Coast. Choices are plentiful, prices are reasonable and the weather always wonderful. Certainly better than back home at that time of year.

Probably, for those on a more modest budget looking for a destination that differs from the norm Portugal is a great destination.

Further field, but still around the Mediterranean the Adriatic Coast of Croatia is delightful with the ancient towns that ring the picturesque coast. Further south, the resorts in Tunisia offer a tremendous balance between the facilities of a bustling resort town with access to the desert to the enchanting culture and hospitality of the Middle East.

South America too, offers good options. Uruguay and its coast line sweeping northeast offer a number of pleasant beach towns. Most popular in Uruguay is Punte del Este , a mecca for both the worlds rich and famous but also home to a lot of family apartments. A peaceful place to hang ones hat so to speak. Uruguayans are charming and delighted to find international tourists are coming from farther afield than the traditional source of their tourism which used to be Argentinean based. To visit Uruguay is somewhat what it was like to visit Spain or Italy 25 years ago when the pace was unrushed and one could stay, enjoy and linger whether it is a long lunch or dinner or a stroll along the promenade.

Across the South Atlantic Ocean lies South Africa a country whose tourism industry has grown by leaps and bounds in the last five years. There are many condos available for rent along the beautiful, scenic coast, principally between Cape Town and Port Elizabeth that cost in the range of $ 1500 - $ 1900 a month. You can always use the condo as a base from which to stage wonderful weekend jaunts to either the wine country or to the game parks. Be reassured that flying to South Africa has become much more economical throughout the years with flights originating in European airports.

So long cold long winter. Long-stay vacations are exciting and now very affordable.

Amy GoodmannContent Creation
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Free SEO Keyword Analyzer Tool!

2008-01-29T21:25:00.000-08:00

This article is about a free website which has a great text analysis tool, that is very useful for anyone in the internet marketing game or who optimizes their website for search engine rankings. The sites address is www.textalyser.net this tool really does the job when it comes to analyzing either all the text on a website or just a certain portion of your choice. Giving you all sorts of great information about the keywords used in the site.

When you first enter the site you can either paste in a certain portion of text into the designated area, or you just type in the URL of the whole website you would like to have analyzed. Then you can choose as to what analysis options you would like to perform. Such as the minimum characters per word, whether you would like it to ignore numbers, and a few more. After you chose your options then you simply click analyze the text, thus returning you a complete very detailed analysis.

At the very top of your analysis it shows some basic text information like the total word count, number of different words used, sentence count, a readability index ranging from easy to hard. That little function comes in handy, because you definitely want the text of your page to be easy for the viewer to read.

The next and perhaps most important feature, shows you the occurrences and frequency at which the top keywords for your page show up. It ranks them from the number one word to whichever number you would like it to stop at. That is set at the options you chose before you analyzed the text. This particular feature is very nice to SEOs, seeing as that it lists the top words on a site and the density/frequency of which they appear. So an example of how this might help would be if you were targeting to have a certain keyword density for a particular keyword on your site. Thus enabling you to figure out whether to add more or less of that word to meet the density at which is required for the search engines to list you for that keyword.

Not only does this tell you your top ranking keywords it tell you the top word phrases, ranging from 2 word to 5 word phrases. It gives the count of how many times that phrase was used and also shows the frequency compared to the rest of the text on the page.

Anyone who is in the internet marketing field especially marketers who optimize their websites for search engine traffic can make great use of this free tool. I personally find great use in this tool for the process of my keyword research, which is essential for any search engine optimization campaign

Search engine specialist Steve Bis, is the author of the free search secrets newsletter and owns a unique web search tool that will help you find anything on the internet in 60 seconds, eliminating your search frustrations. http://www.ultimatesearchpro.com.Internet Marketing Promotion Seo
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